Richard is a Vice President, Credit and Risk Management at eSecLending. In this role, he is responsible for counterparty credit analysis of the company’s borrower base for the securities lending and cash management groups. Richard has worked in financial services since 1999 and has worked in securities lending since 2004. Prior to joining eSecLending in 2006, Richard worked at State Street Corporation in credit and risk management and in securities lending operations. Richard received his Bachelor of Science in Business Administration and Master of Management with a concentration in Information Technology, from Eastern Nazarene College.